Brenna Gardino, FSA, MAAA, FLMI

Senior Consulting Actuary


Brenna has been in the life insurance industry for nearly 20 years with a wide range of experience. Her recent activities have included GAAP LDTI work, client management, managing a central model team as model steward, model conversion, assumption governance and asset adequacy analysis.  Brenna has frequently been in leadership roles and been involved in bridging the gap between technical and non-technical audiences.  She is active SOA volunteer.

Recent Experience

  • Project Management - including the review and development of GAAP LDTI data and the conversion and consolidation of several actuarial projection models to a single central model used company-wide for multiple applications

  • Actuarial Model Development and Stewardship – guided the implementation of pricing, valuation, and cash flow testing models

  • Leader of Corporate Assumption Governance Committee

  • PGAAP model implementation in ARCVAL

Areas of Expertise

  • GAAP Long-Duration Targeted Improvements model and data development and implementation

  • Model development, conversion, and implementation

  • Annuity audit work on a Statutory, Tax and GAAP basis

  • Product Administration, Development and Management for Universal Life, Traditional Life & Annuity Products (including Variable and Indexed)

  • Cash-Flow Testing and Statutory Reserve Asset Adequacy Analysis

  • VM-21 and C3P2 for Variable Annuities

  • Product taxation

Education / Professional

  • Fellow of the Society of Actuaries, 2011

  • Member of the American Academy of Actuaries, 2008

  • Bachelor of Science in Mathematics and Statistics with an Actuarial Science Emphasis —University of Nebraska at Kearney, 2001

  • Council member and current Chair of the SOA Modeling section

  • Exam grader for the SOA

  • Former council member and Chair of the SOA Taxation section


Personal Interests

Outside of work, Brenna enjoys spending time with her two fabulous children, running, yoga, and snorkeling.

About ARC


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Actuarial Resources Corporation (ARC) is a nationally recognized actuarial software and consulting firm.  


Since 1987, we have been providing services for life, annuity, and health insurers, reinsurers, investors, lenders, guaranty associations, state regulators, producers, and attorneys needing expert advice or testimony in insurance and tax matters.

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