Thomas A. Campbell, FSA, CERA, MAAA

Senior Consulting Actuary


Tom has over 30 years of experience working with life insurance companies and state insurance departments on a variety of issues, including valuation, financial reporting, asset adequacy analysis, principle-based reserving, product review, reinsurance, capital management, and government relations. He served as Appointed Actuary for several life companies over an 8 year period. He has also actively participated in American Academy of Actuaries work and is currently the President of the Academy.  He has accumulated a broad range of experience, as outlined below. His recent activities have focused on providing actuarial and regulatory support for insurance companies and other organizations.  


Recent Experience

  • Statutory Reserves and Reporting

    • Served as Appointed Actuary, 1999-2006, and supervised company’s Appointed Actuary, 2007-2012

  • Product Review for Variable Annuities, Modified Guaranteed Annuities, Group Annuities, and Universal Life

  • Actuarial Aspects of Reinsurance

  • Actuarial Aspects of Government Relations

  • Leader in the American Academy of Actuaries

    • Leader in the development of principle-based approaches for statutory reserves and risk-based capital

    • Chair of the AG43/C3P2 Work Group

    • Chair of the Actuarial Opinion and Memorandum Discussion Group

    • Member of the Academy's Board of Directors (2004 - 2009; 2013 - 2014)

    • VP for Life Issues and Chair of the Life Practice Council (2007 - 2009)

    • Member of the Committee on Qualifications (2014 – present)

    • Chair, Variable Annuity Reserve Work Group (2003 - 2013)

    • Member, Life Practice Council (1999 - 2009, 2011 - present)

    • Member, Life Financial Soundness/Risk Management Committee (since 2003)

    • Chair, Reinsurance Risk Transfer Subgroup (2006 - 2008)

    • Member of the AICPA Nontraditional Long-Duration Contracts Task Force, which developed SOP 03-1, Accounting and Reporting by Insurance Enterprises for Certain Nontraditional Long-Duration Contracts and for Separate Accounts (1999 - 2003)

    • Prior work - Chair or Co-chair of the following: Life Valuation Subcommittee, CARVM Multiple Benefits Work Group (AG 33), and Minimum Guaranteed Death Benefit Reserve Work Group (AG 34)

  • Industry/NAIC involvement

    • Former member of the American Council of Life Insurer’s Actuarial Committee and PBA Actuarial Deputies Group

    • Frequent participation in NAIC National Meeting and committee/working group conference calls and activities

    • Frequent speaker on actuarial and insurance issues.  Selected audiences: Society of Actuaries meetings, American Academy of Actuary meetings, US Treasury, ACLI, NAIC, Institute of Actuaries of Japan, Insurance Tax Law Conference and Hartford Actuaries Club


Education / Exams

  • Bachelor of Arts in Mathematics (summa cum laude), Providence College

  • Fellow of the Society of Actuaries

  • Member of the American Academy of Actuaries

  • Chartered Enterprise Risk Analyst



  • Senior Consulting Actuary, Actuarial Resources Corporation, 2013-present

  • Various actuarial management and staff positions with Hartford Financial Services, most recently as Vice President and Corporate Actuary, 1983-2013